Benefit for older and partially disabled self-employed persons (IOAZ).

You can get IOAZ benefits if you meet some Requirements:

• You have stopped or need to stop being self-employed.
• You are between the age of 55 and retirement age.
• You have insufficient income to live on.
• You have been self-employed for at least 10 years. Or you have been self-employed for 3 years and worked as an employee for 7 years before that.
• You worked 1225 hours or more per year as a self-employed person. Did your partner also work in the business? Then you must have worked at least 875 hours per year in the business and your partner at least 525 hours.
• The profit from your business for the last 3 years, together with any other income, was less than €23,938 gross average per year.
• You cannot earn more than €25,433 gross per year with your business in the future. The municipality examines this.

What if I am partially disabled?

Are you a partially disabled person and have stopped being self-employed? Then you can apply for IOAZ benefit if you meet these Requirements:

• You have less than 80% disability.
• You were already receiving IOAZ benefits on December 28, 2005.
• You are not entitled to a supplement under the Supplementary Benefits Act (because you have a partner born after December 31, 1971).
• You do not have a child under the age of 12.
• You have been employed in the business for a minimum number of hours and the income of the business is not too high (see Requirements in the first listing).

Applying for IOAZ benefits is done through the Social Entrepreneur's Office (SOLO).

Your notification automatically arrives at the municipality. You will automatically receive notification of whether you will receive the benefit. 

Submit your application before you stop being self-employed. Within 1½ years of your application, you must have stopped being self-employed.

• proof of identity of you and your partner, if any
• proof of citizen service numbers of you and your partner, if any
• proof of income from you and your partner and children, if any
• proof of debts of you and your partner and children, if any
• bank statements of current accounts for the last 3 months of you and your partner and children, if any
• proof of your employment history
• any evidence of termination of previous benefits
• possibly a divorce decree
• the financial statements for the past 3 years
• calculated power (if known)
• calculated debt
• Other information about your assets

Within 8 weeks, you will receive notice on your application.

Objecting

If you disagree with the municipality's decision, you can object within 6 weeks.

If you have any questions, please contact the Municipality of Kerkrade during office hours, tel. 14 045. Or send an e-mail: gemeentehuis@kerkrade.nl

More information on Inkomensvoorziening oudere en gedeeltelijk arbeidsongeschikt zelfstandigen (IOAZ) is available on the Ondernemersplein website

Or watch the video below:

Support through the Ioaz scheme (youtube.com)